work very well in massachusetts. it is one state with one set of policies. that i don't think makes sense, but at least it is just one state. when you are combining hawaii with alaska. you've got all these diversions and what people want. you cannot make them all happy. that is why the market works so very well, they are transparent, people can design what they want. and people have a right to be wrong. they have a right to not get enough insurance or get too much insurance. dagen: i think people like free better than choice. if you look at "the new york times" today, a large piece of millions of people could get their premiums completely covered if they take the lower-cost plan just by the subsidy. that is a lot of winners for people not having to pay out-of-pocket, they will like that. >> the government does not create resources, it redistributes resources. for everybody who gets bailed out of a problem, there is somebody else who is paying for it and that is the whole problem is you have the economy where the peop